Built for Business Owners, Not Banks

Smarter Payments. No Fees.

Free POS, transparent rates, and next-day funding built for real businesses. Florpay & Co. replaces legacy processors with an enterprise-grade stack in days.

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Florpay POS devices
Active Merchants216K+
Uptime99.99%
Approvals<24h
FundingNext-Day

Free POS Hardware

Modern Android terminals for qualified merchants.

Lower, Clear Rates

Interchange+ or flat. No junk fees.

Next-Day Funding

Start mornings with deposits in your account.

Exclusive PDF

Unlock Your Processing Savings

Drop your work email and we’ll deliver the 2025 Merchant Savings Playbook covering dual pricing compliance, rate benchmarks, and rollout scripts your team can use today.

Inside the playbook

  • Effective cash-discount rollout framework
  • Underwriting checklist to secure free POS
  • Rate comparison worksheet and calculator
Ready in under 60 seconds
Savings Forecaster

Estimate your processing savings in seconds.

Plug in your current statement numbers to visualize how Florpay & Co. structures lower effective rates and dual pricing programs.

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Cash Discount

Best Fit

0% to merchant

Monthly Savings

$2,217

Annual Savings Potential

$26,606

Effective Rate

0.00%

Interchange+

IC+ 0.20% + $0.10

Monthly Savings

$844

Annual Savings Potential

$10,131

Effective Rate

2.29%

Flat Rate

2.59% + $0.08

Monthly Savings

$549

Annual Savings Potential

$6,586

Effective Rate

2.78%

Request a Detailed Quote
Hardware That Pays You Back

Free POS hardware for qualified merchants.

From countertop speed to line-busting mobility, Florpay & Co. deploys certified devices pre-programmed with your menus, taxes, and settlements.

FP-Pro X device

FP-Pro X

Enterprise Android terminal built for countertop speed.

Android
PCI PTS 6.x
EMV/NFC/MSR
See Specs →
FP-Mini device

FP-Mini

Pocket-sized Tap-to-Pay with Bluetooth 5.2 and USB-C dock.

Tap-to-Pay
BT 5.2
USB-C
See Specs →
FP-Ultra device

FP-Ultra

Mobile 5.5” OLED with Wi-Fi/LTE and 58mm receipt printer.

5.5" OLED
Wi-Fi/LTE
58mm Printer
See Specs →
Tailored Deployments

Industry-tuned solutions out of the box.

Implementation teams configure workflows, signage, and compliance docs so your staff can flip the switch without disruption.

Restaurants

  • Tableside ordering & tipping
  • Kitchen video + printer routing
  • Menu sync with third-party delivery

Retail

  • Inventory + barcode management
  • Omni-channel checkout
  • Gift & loyalty programs

Services

  • Card-on-file invoicing
  • Mobile checkouts & deposits
  • Recurring billing automation
Operators Backing Florpay

Credible partners, measurable outcomes.

Alex Morgan

Alex Morgan

Owner, Avenue 54 Hospitality Group

Switching to Florpay cut 34% of our processing fees and the onboarding team migrated seven locations in under a week.

Priya Desai

Priya Desai

COO, Modern Goods Retail

The dual pricing signage and training kit made compliance simple. Cash discount savings funded our second flagship buildout.

Miguel Alvarez

Miguel Alvarez

Founder, ServiceWorks Collective

Next-day funding has been a game changer for payroll. Florpay’s portal gives us instant visibility into every deposit.

Ready to get paid smarter?

Book a consult to see exact savings, hardware rollout timelines, and next-day funding eligibility.

Get a Savings Estimate